Autumn Budget 2025

ISAs

From April 2027, only individuals aged 65 and over will be able to save the full £20,000 into a Cash ISA.

For people under 65, the Cash ISA limit will be capped at £12,000, with the remaining £8,000 allowance available only for investment into a Stocks and Shares ISA.

A further announcement shall be published in early 2026 regarding a simpler ISA product to replace Lifetime ISAs for first time home buyers.

Salary Sacrifice for pension contributions

From April 2029, salary sacrifice for pension contributions will be limited to £2,000, any amount above this will be subject to both employee and employers national insurance.

Property and Wealth Taxes

From April 2028, homeowners with properties worth £2 million or more will face a new annual “high‑value council tax charge”.

Venture Capital Trusts (VCTs)

The rate of tax relief on VCTs will reduce from 30% to 20% from April 2026.

State Pension

Will rise by 4.8% from April 2026. The full new State Pension will increase from £230.25 to £241.30 per week.

Please click below to read the Autumn Budget 2025